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ZIP 22602 Foreclosure, Tax-Lien & Distress Report

Frederick County, Virginia · Distress market

DLRadar grades ZIP 22602 (Frederick County, Virginia) at a low 18/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (68/100). Property-level stress concentrates in construction/permit lag (49/100), structural risk (42/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100). Structural exposure scores 42 and live distress 2 on the 0–100 scale.

The expansion-phase market in 22602 posted values that rose 6.3% over the year, and 20% higher over three years, at 36/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Home values center near $379,700, an affordability ratio of 3.5× — accessible. The ZIP holds roughly 11,931 housing units. About 32,176 people live here, median age 38. Rent burden reaches 37% of tenant households. 7.4% of residents fall below the poverty threshold. About 31% have a four-year degree. The vacancy rate is 3.4%. At $99,534, median income runs above typical U.S. levels. 79% of housing is owner-occupied. The demographic-stress sub-score lands at 28/100.

Broadly, 22602 is a steadier market — the deals are the exceptions, not the rule. There is no property file for 22602 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 22602's 18/100 can be lined up against any neighbor in Frederick County, Virginia or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 22602, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

22602's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 22602 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

18/100
Composite stress
42/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 22602

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk53
9 further dimensions of distress are measured for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 22602 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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