ZIP 22657 Foreclosure, Tax-Lien & Distress Report

Shenandoah County, Virginia's ZIP 22657 registers 15/100 composite distress, which DLRadar reads as low. Leading the profile are construction/permit lag (62/100), structural risk (35/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (4/100) stay muted. The split runs 35/100 structural to 1/100 active on the ground.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 20% higher over three years (phase confidence 27/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $304,900, an affordability ratio of 4.1×. Rent burden reaches 34% of tenant households. 77% of housing is owner-occupied. Vacancy runs 10.5%. Population is roughly 12,047 with a median age of 39. The poverty rate is 7.7%. About 21% have a four-year degree. Households earn a median $66,152 — below the roughly $78,000 national figure. The ZIP holds roughly 5,432 housing units. The demographic-stress sub-score lands at 31/100.

Net-net, 22657 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 22657 at the moment; the composite and its components are still built from verifiable records.

No ZIP is too small to score: 22657 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 15/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 22657, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 15/100 for 22657 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 22657 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.