ZIP 22815 Foreclosure, Tax-Lien & Distress Report
Rockingham County, Virginia · Distress market
In Rockingham County, Virginia, ZIP 22815 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (75/100)). Leading the profile are structural risk (43/100), construction/permit lag (34/100), institutional ownership (26/100). institutional ownership (26/100) and mortgage stress (12/100) stay muted. Structurally it carries 43/100, against 4/100 of stress already in motion.
The market reads neutral — home values rose 4.3% year on year, and 19% higher over three years (phase confidence 23/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
70% of housing is owner-occupied. The vacancy rate is 9.9%. 11.4% of residents fall below the poverty threshold. Educational attainment sits at 25% bachelor's-or-above. 8,716 residents call 22815 home, typically aged 40. At $70,598, median income runs near typical U.S. levels. Home values center near $278,700, an affordability ratio of 3.5× — accessible. The demographic-stress sub-score lands at 30/100. There are about 3,835 housing units across 22815. Around 35% of renters are cost-burdened.
Overall, 22815 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 22815 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Because one deterministic model scores every ZIP, 22815's 20/100 can be lined up against any neighbor in Rockingham County, Virginia or any ZIP coast to coast. Where the public record is thin for 22815, the field stays empty rather than modeled, and fills in as new documents post.
The 20/100 for 22815 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 22815 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 22815’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 22815 distress snapshot
Current distress, phase, housing and lender-pressure figures for 22815, drawn from the same report attached to each property.
Neighbouring ZIPs in Rockingham County
Related reports across Rockingham County, Virginia
Related ZIP, county and statewide reads linked to Rockingham County, Virginia.
Unlock the full ZIP 22815 acquisition report
See who owns each distressed property in 22815, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
No modelling: every input is a public record · methodology