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ZIP 22853 Foreclosure, Tax-Lien & Distress Report

Rockingham County, Virginia · Distress market

ZIP code 22853 in Rockingham County, Virginia carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. The latent-versus-live split is 42/100 structural and 4/100 already moving. The sharpest non-environmental signals are structural risk (42/100), construction/permit lag (35/100), institutional ownership (24/100). By contrast, institutional ownership (24/100) and mortgage stress (12/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (74/100).

The neutral-phase market in 22853 posted values that rose 4.3% over the year, and 21% higher over three years (phase confidence 23/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

About 4,876 people live here, median age 45. Median household income is $61,415, below the U.S. median near $78,000. A median home runs $245,800 here, or 3.4 times local income. Vacancy runs 8.2%. Owners hold 69% of homes, renters 31%. 9.8% of residents fall below the poverty threshold. On demographic stress specifically, 22853 scores 29/100. About 13% have a four-year degree. There are about 1,879 housing units across 22853. Rent burden reaches 22% of tenant households.

Net-net, 22853 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 22853 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 22853's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 22853 shows blanks, not estimates, wherever the record is sparse.

The 20/100 figure for 22853 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 22853 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

20/100
Composite stress
42/100
Structural risk
4/100
Distress activity

Signal-by-signal read on 22853

Foreclosure activity0
Mortgage stress12
Climate / FEMA risk74
Nine more distress signals are scored here

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

The 22853 distress snapshot

Current distress, phase, housing and lender-pressure figures for 22853, drawn from the same report attached to each property.

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Adjacent Rockingham County ZIP reports

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