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ZIP 22831 Foreclosure, Tax-Lien & Distress Report

Rockingham County, Virginia · Distress market

DLRadar grades ZIP 22831 (Rockingham County, Virginia) at a low 20/100 for overall property distress. The split runs 43/100 structural to 4/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (76/100). Its heaviest discrete signals: structural risk (43/100), construction/permit lag (34/100), institutional ownership (26/100). On the quiet end sit institutional ownership (26/100) and mortgage stress (13/100).

Prices here sit in a neutral phase: values rose 4.2% over the trailing year (phase confidence 23/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 140 housing units. The tenure split is 80% owner-occupied to 20% rented. Households earn a median $51,181 — below the roughly $78,000 national figure. Vacancy runs 0.0%. The typical home is worth about $210,400 (3.8× income, relatively affordable). The poverty rate is 9.8%. Rent burden reaches 0% of tenant households. Around 12% of adults hold a bachelor's degree or higher. 447 residents call 22831 home, typically aged 41. The demographic-stress sub-score lands at 25/100.

On balance 22831 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 22831 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 22831 runs through one identical public-record model, so its 20/100 sits on the same scale as every other ZIP in Rockingham County, Virginia and the nation. The score is rebuilt from public data as it updates, so 22831 reflects the current record instead of a stale or modeled snapshot.

Behind 22831's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 22831 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

20/100
Composite stress
43/100
Structural risk
4/100
Distress activity

Distress signal breakdown — ZIP 22831

Foreclosure activity0
Mortgage stress13
Climate / FEMA risk76
22831 carries 9 additional scored dimensions

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

The 22831 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 22831, the same set carried on every parcel.

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Adjacent Rockingham County ZIP reports

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