ZIP 22812 Foreclosure, Tax-Lien & Distress Report

ZIP code 22812 in Rockingham County, Virginia carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic distress index. Environmental exposure also runs high (climate & FEMA risk (73/100)). Structurally it carries 51/100, against 3/100 of stress already in motion. Property-level stress concentrates in construction/permit lag (65/100), structural risk (51/100), institutional ownership (22/100). institutional ownership (22/100) and mortgage stress (11/100) stay muted.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 19% higher over three years, at 30/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $83,858 — near the roughly $78,000 national figure. There are about 3,642 housing units across 22812. Owners hold 72% of homes, renters 28%. Around 21% of renters are cost-burdened. About 40% have a four-year degree. DLRadar's demographic-stress index for the area reads 26/100. 5.4% of residents fall below the poverty threshold. The vacancy rate is 5.3%. Population is roughly 10,121 with a median age of 34. The typical home is worth about $366,900 (4.1× income).

On balance, 22812 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. 22812 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 22812 read uses the identical scoring model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 22812 stays directly comparable to neighboring ZIPs and the rest of Rockingham County, Virginia. 22812 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 22812's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 22812 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.