ZIP 22821 Foreclosure, Tax-Lien & Distress Report
Rockingham County, Virginia · Distress market
DLRadar grades ZIP 22821 (Rockingham County, Virginia) at a low 20/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (76/100). The latent-versus-live split is 43/100 structural and 4/100 already moving. Leading the profile are structural risk (43/100), construction/permit lag (34/100), institutional ownership (26/100). institutional ownership (26/100) and mortgage stress (13/100) stay muted.
The neutral-phase market in 22821 posted values that rose 4.2% over the year, and 21% higher over three years (phase confidence 23/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
About 23% have a four-year degree. Roughly 5.7% live below the poverty line, a low share typical of higher-equity areas. A median home runs $267,100 here, or 3.1 times local income. Around 32% of renters are cost-burdened. The ZIP holds roughly 2,602 housing units. Vacancy runs 6.4%. DLRadar's demographic-stress index for the area reads 27/100. Owners hold 76% of homes, renters 24%. Households earn a median $81,667 — near the roughly $78,000 national figure. Population is roughly 6,074 with a median age of 40.
Overall 22821 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 22821's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 22821 reflects the current record instead of a stale or modeled snapshot.
22821's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 22821 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 22821 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
22821 at a glance
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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Unlock parcel-level detail for ZIP 22821
The full 22821 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Built from public records, scored the same way everywhere · methodology