ZIP 22846 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 22846 (Rockingham County, Virginia) lands at 21/100 — low on DLRadar's distress scoring. Environmental exposure also runs high (climate & FEMA risk (76/100)). What sets it apart are the readings on structural risk (44/100), construction/permit lag (38/100), institutional ownership (26/100). institutional ownership (26/100) and mortgage stress (13/100) stay muted. The split runs 44/100 structural to 4/100 active on the ground.

The neutral-phase market in 22846 posted values that rose 4.2% over the year, and 10% higher over three years, at 23/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

88% of housing is owner-occupied. A median home runs $450,000 here, or 4.0 times local income. The demographic-stress sub-score lands at 27/100. Educational attainment sits at 46% bachelor's-or-above. 1,727 residents call 22846 home, typically aged 43. Households earn a median $110,987 — above the roughly $78,000 national figure. Vacancy runs 0.0%. The ZIP holds roughly 511 housing units. The poverty rate is 3.2% — low. Around 41% of renters are cost-burdened.

Overall 22846 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 22846 runs through one identical scoring model, so its 21/100 sits on the same scale as every other ZIP in Rockingham County, Virginia and the nation. Sparse data for 22846 shows as blanks, never estimates, and the score updates on every fresh public filing.

22846's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 22846 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.