ZIP 22827 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 22827 (Rockingham County, Virginia) at a low 20/100 for overall property distress. The most distinctive pressure shows up in structural risk (42/100), construction/permit lag (35/100), institutional ownership (28/100). institutional ownership (28/100) and mortgage stress (13/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (67/100)). Latent structural risk is 42/100 while live distress already moving reads 4/100.

The neutral-phase market in 22827 posted values that rose 4.5% over the year, and 16% higher over three years (phase confidence 24/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

78% of housing is owner-occupied. Around 26% of renters are cost-burdened. The demographic-stress sub-score lands at 28/100. About 14% have a four-year degree. The vacancy rate is 6.2%. About 10,357 people live here, median age 46. At $67,425, median income runs below typical U.S. levels. A median home runs $252,500 here, or 3.5 times local income. 8.1% of residents fall below the poverty threshold. There are about 4,906 housing units across 22827.

Net-net, 22827 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 22827 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 22827 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 22827 stays directly comparable to neighboring ZIPs and the rest of Rockingham County, Virginia. Every figure is auditable to a public dataset and refreshed on ingest; 22827 shows blanks, not estimates, wherever the record is sparse.

Each component behind 22827 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. The point of the 22827 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.