ZIP 22851 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 22851 (Page County, Virginia) at a low 20/100 for overall property distress. The latent-versus-live split is 45/100 structural and 5/100 already moving. Its standout signals are construction/permit lag (56/100), structural risk (45/100), institutional ownership (35/100). By contrast, institutional ownership (35/100) and mortgage stress (17/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (60/100).

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, and 18% higher over three years (phase confidence 30/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 17.5% — elevated. The typical home is worth about $187,500 (3.3× income, relatively affordable). There are about 2,720 housing units across 22851. Around 9% of adults hold a bachelor's degree or higher. The tenure split is 69% owner-occupied to 31% rented. The demographic-stress sub-score lands at 30/100. About 5,894 people live here, median age 40. Around 20% of renters are cost-burdened. 9.9% of residents fall below the poverty threshold. At $57,662, median income runs below typical U.S. levels.

Net-net, 22851 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 22851 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 22851 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 22851 shows blanks, not estimates, wherever the record is sparse.

22851's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 22851 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.