ZIP 22719 Foreclosure, Tax-Lien & Distress Report

Madison County, Virginia's ZIP 22719 registers 16/100 composite distress, which DLRadar reads as low. Property-level stress concentrates in construction/permit lag (79/100), institutional ownership (36/100), structural risk (36/100). By contrast, structural risk (36/100) and mortgage stress (14/100) register low. Climate and flood risk are elevated too — FEMA disaster exposure (65/100). Structurally it carries 36/100, against 4/100 of stress already in motion.

The market reads expansion — home values rose 5.5% year on year (phase confidence 30/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

DLRadar's demographic-stress index for the area reads 37/100. Roughly 1.6% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $79,250 — near the roughly $78,000 national figure. The ZIP holds roughly 144 housing units. About 307 people live here, median age 37. About 42% have a four-year degree. Around 0% of renters are cost-burdened. The tenure split is 52% owner-occupied to 48% rented. The vacancy rate is 6.1%. A median home runs $666,700 here, or 8.1 times local income.

Overall 22719 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 22719 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 16/100 composite is a like-for-like number rather than an isolated estimate. 22719 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 22719's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 22719 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.