Virginia Foreclosures, Tax Liens & Distressed Properties

Virginia sits in DLRadar's nationwide distress index, scored entirely from deterministic public records. Phase-wise, Virginia counties run 74 peak, 57 expansion, 2 neutral. The state covers 133 scored counties and 858 ZIP codes, averaging 18/100 composite distress. The typical Virginia county is peak (+4.3% average HPI).

Leading Virginia on distress: Alleghany County, Mathews County, Bland County, Amherst County, Grayson County — each with its own report.

Statewide ZIP distress tops out at 24260 (31/100), 24609 (31/100), 24224 (30/100), 24225 (30/100), 24266 (30/100).

The Virginia breakdown, county by county:

Accomack County reads expansion — appreciation near 5.5%, lender pressure 30/100. Albemarle County — peak, up 3.6% on the year, headwind 58/100. Alexandria County is peak (values rising 3.4%, headwind 34/100). Alleghany County sits in expansion, homes +5.5% YoY, lender pressure 86/100. Amelia County — peak, prices up 3.1%, lender pressure 16/100. Amherst County: peak, up 3.7% on the year, a 76/100 lender reading. Appomattox County reads peak — up 3.7% on the year, headwind 69/100.

Arlington County is peak (values rising 3.4%, lender pressure 49/100). Augusta County reads expansion — homes +6.6% YoY, bank stress 32/100. Bath County reads expansion — values rising 5.5%, lender pressure 55/100. Bedford County: peak, up 3.7% on the year, lender pressure 66/100. DLRadar reads Bland County as expansion — values rising 5.5%, lender pressure 77/100. DLRadar reads Botetourt County as peak — values rising 3.1%, bank stress 68/100. Bristol County is in its peak phase, homes +1.8% YoY, a 37/100 lender reading.

Brunswick County sits in expansion, up 5.5% on the year, a 64/100 lender reading. Buchanan County reads expansion — up 5.5% on the year, lender pressure 60/100. Buckingham County is expansion (homes +5.5% YoY, lender pressure 65/100). Buena Vista County — expansion, values rising 5.5%, bank stress 39/100. Campbell County is peak (up 3.7% on the year, bank stress 69/100). Caroline County is expansion (prices up 5.5%, a 15/100 lender reading). DLRadar reads Carroll County as expansion — values rising 5.5%, a 57/100 lender reading.

Charles City County reads peak — homes +3.1% YoY, lender pressure 49/100. DLRadar reads Charlotte County as expansion — appreciation near 5.5%, headwind 52/100. Charlottesville County is peak (up 3.6% on the year, bank stress 55/100). Chesapeake County is peak (appreciation near 3.4%, bank stress 48/100). DLRadar reads Chesterfield County as peak — appreciation near 3.1%, lender pressure 42/100. In Clarke County, peak: homes +3.4% YoY, lender pressure 72/100. DLRadar reads Colonial Heights County as peak — appreciation near 3.1%, headwind 30/100.

In Covington County, expansion: prices up 5.5%, lender pressure 49/100. Craig County reads peak — appreciation near 3.1%. DLRadar reads Culpeper County as peak — appreciation near 3.4%, headwind 47/100. Cumberland County: expansion, prices up 5.5%, lender pressure 45/100. Danville County — peak, up 3.4% on the year, lender pressure 70/100. Dickenson County — expansion, appreciation near 5.5%, a 34/100 lender reading. Dinwiddie County sits in peak, prices up 3.1%.

Emporia County sits in expansion, up 5.5% on the year, bank stress 19/100. In Essex County, expansion: homes +5.5% YoY, bank stress 18/100. Fairfax County — peak, up 3.4% on the year, bank stress 44/100. Falls Church County is peak (prices up 3.4%, bank stress 30/100). Fauquier County: peak, values rising 3.4%, a 47/100 lender reading. Floyd County: expansion, appreciation near 5.5%, a 65/100 lender reading. Fluvanna County: peak, prices up 3.6%, a 32/100 lender reading.

Franklin County is expansion (up 5.5% on the year). In Frederick County, expansion: up 6.3% on the year, lender pressure 47/100. Fredericksburg County reads peak — appreciation near 3.4%, a 33/100 lender reading. Galax County: expansion, homes +5.5% YoY, lender pressure 69/100. Giles County sits in expansion, up 5.5% on the year, a 70/100 lender reading. Gloucester County sits in peak, appreciation near 3.4%, bank stress 54/100. Goochland County is peak (values rising 3.1%, a 22/100 lender reading).

In Grayson County, expansion: up 5.5% on the year, bank stress 76/100.

All Virginia readings here are built only from verifiable public records — foreclosure filings, mortgage and tax stress, liens, bank exposure and climate risk — aggregated parcel-to-ZIP-to-county. Since Virginia runs peak overall, the edge is in the divergence — the counties and ZIPs that don't match the headline.

Pick a Virginia county to go deeper, or open a single ZIP's parcel detail. Unlock Virginia to see every distressed parcel's owner, mailing address, APN, a distress score, lender exposure and exit-velocity read.

Regardless of Virginia's statewide average, every county and ZIP is scored the same deterministic way — recorded foreclosures, tax delinquency, liens, mortgage stress and lender headwind — so Virginia stays directly comparable to any other state you track. Nothing is interpolated: Virginia scores rebuild from public records as they post, so the read reflects the documents, not an estimate.

Within Virginia, Alleghany County, Mathews County, Bland County, Amherst County, Grayson County lead the ranking , and at ZIP level 24260 (31/100), 24609 (31/100), 24224 (30/100), 24225 (30/100), 24266 (30/100) score highest.

Under every Virginia score sit several layers — combining foreclosure activity, tax and lien delinquency, mortgage stress and bank headwind into one 0–100 reading per market.

However large or small Virginia is, the acquisition path holds: move county to ZIP to parcel, always following the score down to where a real owner is under pressure — and DLRadar carries the Virginia deal from that signal through capital and closing.

Since every input is public and rules-based, each Virginia number decomposes into the records that produced it — court filings, county tax and lien records, FHFA and FDIC data — leaving no unexplained or modeled component in the Virginia score.