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Northampton County, VA: Foreclosures, Tax Liens & Distressed Properties

Northampton County, VA, Virginia: 11 ZIP codes scored, Northampton County, VA averaging 9/100 (minimal, Northampton, VA). Northampton County, VA is in its expansion phase (Northampton, VA confidence 30/100): Northampton, VA home prices up 5.5% (Northampton, VA) over twelve months. Northampton County, VA lender headwind: 28/100.

Highest-scoring Northampton County, VA ZIPs: 23307 (9/100), 23310 (9/100), 23316 (9/100), 23347 (9/100), 23350 (9/100), 23354 (9/100). Also scored in Northampton County, VA: 23398, 23405, 23408, 23413, 23486.

Across Northampton County, VA's scored ZIPs: median home value $291,457, household income $57,949, 20.7% vacancy, 12.2% poverty, 67% owner-occupied, median age 47.4.

Northampton County, VA insurance distress 0/100 (#3,152 in the US); FEMA hazard 0/100 for Northampton, VA; 2 federal disaster declarations in Northampton County, VA since 2023; Northampton, VA construction distress 27/100.

5 banks with 6 branches lend in Northampton County, VA; Northampton, VA weighted bank stress 52/100, highest 63/100 in Northampton, VA.

Northampton County, VA unemployment 4.0% (Northampton, VA -1.2 pts, six months); 177 new housing units permitted in Northampton County, VA over twelve months, Northampton, VA up 23% from 144; Northampton, VA home prices +14.4% a year (Northampton, VA) over three years.

7,550 housing units in Northampton County, VA; 1,857 Northampton, VA renter households; 36% of Northampton, VA renters spend 30%+ of income on rent, 14% (Northampton, VA) half or more.

Northampton County, VA ranks #2,030 nationally on the opportunity index (Northampton, VA, among all ranked counties); Northampton, VA scores 27.6/100 and Northampton, VA sits #55 inside Virginia. Northampton, VA is in the weak opportunity phase; Northampton, VA's primary driver is vacancy, Northampton, VA second driver bank institutional; Northampton, VA moved up 117 places. 2 short-sale listings across Northampton, VA; 95 days on market observed in Northampton, VA; 27.8% vacancy over 11 Northampton, VA ZIPs.

No CFPB county sample covers Northampton County, VA. The non-metro area reading for Northampton, VA: 1.2% ninety-plus days late; Northampton, VA's thirty-to-eighty-nine share is 3.0% (Northampton, VA, December 2025 data); Virginia overall 0.8%.

Northampton County, VA has 1 watched bank; 1 Northampton, VA bank sits in an elevated band. Northampton, VA footprints: Atlantic Union Bank (2 branches, stress 40) in Northampton, VA.

HUD lists 3 assisted multifamily properties in Northampton County, VA with 81 units; 79 Northampton, VA units are assisted, 1 Northampton, VA properties under project-based Section 8.

2,113 of the 7,550 housing units in Northampton, VA sit vacant. Northampton County, VA permitted 6 multifamily units in twelve months; Northampton, VA's one-to-four unit structures added 171 units in Northampton County, VA.

Expansion
Market phase
5.5%
Northampton, VA HPI YoY
0%
Drawdown
30
Northampton confidence

Highest-distress Northampton County ZIP codes

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