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ZIP 23316 Foreclosure, Tax-Lien & Distress Report

Northampton County, Virginia · High Vacancy market

Scored purely from public records, 23316 (Northampton County, Virginia) returns a minimal composite of 9/100. Structurally it carries 20/100, against 2/100 of stress already in motion. The most distinctive pressure shows up in construction/permit lag (31/100), structural risk (20/100), mortgage stress (7/100). mortgage stress (7/100) and institutional ownership (3/100) stay muted.

The market reads expansion — home values rose 5.5% year on year, at 30/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Population is roughly 71 with a median age of 43. Roughly 7.0% live below the poverty line, a low share typical of higher-equity areas. The typical home is worth about $228,300 (2.3× income, relatively affordable). Around 7% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 26/100. There are about 43 housing units across 23316. The tenure split is 100% owner-occupied to 0% rented. Households earn a median $93,750 — above the roughly $78,000 national figure. The vacancy rate is 25.9% — elevated.

Taken together, 23316 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 23316 runs hot or quiet, its 9/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 23316 can be compared directly against any other ZIP in Northampton County, Virginia or nationwide. The score is rebuilt from public data as it updates, so 23316 reflects the current record instead of a stale or modeled snapshot.

The 9/100 figure for 23316 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 23316 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

9/100
Composite stress
20/100
Structural risk
2/100
Distress activity

ZIP 23316 distress signals, scored

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk39
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 23316 by the numbers

Current distress, phase, housing and lender-pressure figures for 23316, drawn from the same report attached to each property.

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More distress data near 23316

Other reports tied to Northampton County, Virginia — ZIP, county and statewide.

The complete 23316 distress and acquisition report

The full 23316 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Deterministic scoring, sourced entirely from public data · methodology

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