ZIP 23405 Foreclosure, Tax-Lien & Distress Report

ZIP code 23405 in Northampton County, Virginia carries a composite property-distress score of 9/100 — a minimal reading on DLRadar's deterministic distress index. Its standout signals are construction/permit lag (27/100), structural risk (19/100), mortgage stress (7/100). mortgage stress (7/100) and institutional ownership (3/100) stay muted. Structural risk reads 19/100 against active distress of 2/100.

The expansion-phase market in 23405 posted values that rose 5.5% over the year, at 30/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 676 housing units across 23405. Rent burden reaches 66% of tenant households. 83% of housing is owner-occupied. Educational attainment sits at 36% bachelor's-or-above. 1,295 residents call 23405 home, typically aged 48. The demographic-stress sub-score lands at 42/100. Vacancy runs 18.9%, above the national norm and a classic distress-and-opportunity signal. Median household income is $59,500, below the U.S. median near $78,000. The typical home is worth about $341,800 (5.8× income). Roughly 22.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

On the whole, 23405 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 23405 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 23405 runs through one identical scoring model, so its 9/100 sits on the same scale as every other ZIP in Northampton County, Virginia and the nation. Every figure is auditable to a public dataset and refreshed as records update; 23405 shows blanks, not estimates, wherever the record is sparse.

The 9/100 for 23405 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 23405 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.