Chesterfield County, VA: Foreclosures, Tax Liens & Distressed Properties
Chesterfield County, VA, Virginia: 16 ZIP codes scored, Chesterfield County, VA averaging 19/100 (low, Chesterfield, VA), from 14 to 22. Chesterfield County, VA is in its peak phase (Chesterfield, VA confidence 18/100): Chesterfield, VA home prices up 3.1% (Chesterfield, VA) over twelve months. Chesterfield County, VA lender headwind: 42/100.
Highest-scoring Chesterfield County, VA ZIPs: 23224 (22/100), 23225 (22/100), 23234 (21/100), 23235 (21/100), 23112 (20/100), 23114 (20/100). Also scored in Chesterfield County, VA: 23120, 23236, 23237, 23831, 23832, 23836, 23838, 23113, 23834, 23803.
Across Chesterfield County, VA's scored ZIPs: median home value $360,206, household income $91,794, 5.1% vacancy, 8.9% poverty, 72% owner-occupied, median age 39.2.
Chesterfield County, VA insurance distress 24/100 (#1,972 in the US); FEMA hazard 0/100 for Chesterfield, VA; 2 federal disaster declarations in Chesterfield County, VA since 2023; 10 Chesterfield, VA NFIP flood claims, $76K paid; Chesterfield, VA construction distress 22/100.
20 banks with 66 branches lend in Chesterfield County, VA; Chesterfield, VA weighted bank stress 58/100, highest 87/100 in Chesterfield, VA.
Chesterfield County, VA unemployment 3.5% (Chesterfield, VA -0.3 pts, six months); 3,144 new housing units permitted in Chesterfield County, VA over twelve months, Chesterfield, VA up 31% from 2,408; Chesterfield, VA home prices +11.0% a year (Chesterfield, VA) over three years.
145,709 housing units in Chesterfield County, VA; 31,093 Chesterfield, VA renter households; 48% of Chesterfield, VA renters spend 30%+ of income on rent, 23% (Chesterfield, VA) half or more.
Chesterfield County, VA ranks #3,170 nationally on the opportunity index (Chesterfield, VA, among all ranked counties); Chesterfield, VA scores 20.9/100 and Chesterfield, VA sits #129 inside Virginia. Chesterfield, VA is in the weak opportunity phase; Chesterfield, VA's primary driver is bank institutional, Chesterfield, VA second driver listings discount; Chesterfield, VA moved up 35 places. 16 short-sale listings across Chesterfield, VA; 94 days on market observed in Chesterfield, VA; 4.3% vacancy over 16 Chesterfield, VA ZIPs.
1.0% of Chesterfield County, VA mortgages were ninety-plus days late in December 2025; Chesterfield, VA's thirty-to-eighty-nine-day share was 2.0% (CFPB county sample). Chesterfield, VA's ninety-day rate is up 0.3 points on twelve months earlier; the Chesterfield, VA peak since 2008 was 3.8% in December 2010; Virginia overall reads 0.8%.
Chesterfield County, VA has 13 watched banks; 13 Chesterfield, VA banks sit in an elevated band. Chesterfield, VA footprints: Atlantic Union Bank (6 branches, stress 40) in Chesterfield, VA; Citizens&Farmers Bank (4 branches, stress 59) in Chesterfield, VA; Townebank (3 branches, stress 36) in Chesterfield, VA.
HUD lists 24 assisted multifamily properties in Chesterfield County, VA with 2,510 units; 125 Chesterfield, VA units are assisted, 1 Chesterfield, VA properties under project-based Section 8.
5,554 of the 145,709 housing units in Chesterfield, VA sit vacant. Chesterfield County, VA permitted 1,834 multifamily units in twelve months; Chesterfield, VA's one-to-four unit structures added 1,310 units in Chesterfield County, VA.