ZIP 23236 Foreclosure, Tax-Lien & Distress Report

ZIP code 23236 in Chesterfield County, Virginia carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic distress index. On the structural side it scores 45/100, with 2/100 of stress already active. The most distinctive pressure shows up in structural risk (45/100), construction/permit lag (19/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (6/100) register low. Environmental exposure also runs high (climate & FEMA risk (87/100), flood (NFIP) exposure (71/100)).

Prices here sit in a peak phase: values rose 3.1% over the trailing year, and 21% higher over three years, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 4.4%. The tenure split is 87% owner-occupied to 13% rented. 4.1% of residents fall below the poverty threshold. At $109,338, median income runs above typical U.S. levels. A median home runs $346,900 here, or 2.8 times local income. About 46% have a four-year degree. 27,118 residents call 23236 home, typically aged 41. There are about 11,207 housing units across 23236. Around 32% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 22/100.

Broadly, 23236 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 23236 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 23236 can be compared directly against any other ZIP in Chesterfield County, Virginia or nationwide. Sparse data for 23236 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 23236's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 23236 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.