ZIP 23236 Property Distress & Foreclosure Data

ZIP code 23236 in Chesterfield County, Virginia carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 54 and live distress 2 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (55/100), structural risk (54/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (6/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (87/100), flood (NFIP) exposure (72/100).

Prices here sit in a peak phase: values rose 4.3% over the trailing year, and 21% higher over three years, at 30/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 4.4%. Owners hold 87% of homes, renters 13%. 4.1% of residents fall below the poverty threshold. Median household income is $109,338, above the U.S. median near $78,000. Home values center near $346,900, an affordability ratio of 2.8× — accessible. Educational attainment sits at 46% bachelor's-or-above. 27,118 residents call 23236 home, typically aged 41. There are about 11,207 housing units across 23236. Rent burden reaches 32% of tenant households. DLRadar's demographic-stress index for the area reads 22/100.

On balance, 23236 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.