ZIP 23237 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 23237 (Chesterfield County, Virginia) lands at 22/100 — low on DLRadar's public-record scoring. The most distinctive pressure shows up in structural risk (50/100), construction/permit lag (39/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (6/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (87/100), flood (NFIP) exposure (72/100)). Structural risk reads 50/100 against active distress of 2/100.

Prices here sit in a peak phase: values rose 3.1% over the trailing year, and 22% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 9,976 housing units across 23237. The vacancy rate is 2.9%. Median household income is $77,769, near the U.S. median near $78,000. Rent burden reaches 47% of tenant households. About 28,262 people live here, median age 35. Around 22% of adults hold a bachelor's degree or higher. On demographic stress specifically, 23237 scores 31/100. Home values center near $277,100, an affordability ratio of 3.1× — accessible. The poverty rate is 10.7%. The tenure split is 69% owner-occupied to 31% rented.

On balance 23237 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 23237 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 23237's 22/100 can be lined up against any neighbor in Chesterfield County, Virginia or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 23237, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 22/100 for 23237 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 23237 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.