ZIP 23114 Property Distress & Foreclosure Data

ZIP code 23114 in Chesterfield County, Virginia carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (55/100), structural risk (54/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (6/100) register low. The latent-versus-live split is 54/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (87/100), flood (NFIP) exposure (72/100).

The market reads peak — home values rose 4.3% year on year, and 23% higher over three years (phase confidence 30/100). Topping markets hide individual distress behind strong averages.

The tenure split is 78% owner-occupied to 22% rented. Around 39% of renters are cost-burdened. The ZIP holds roughly 8,884 housing units. On demographic stress specifically, 23114 scores 25/100. Households earn a median $108,770 — above the roughly $78,000 national figure. A median home runs $409,100 here, or 3.5 times local income. About 57% have a four-year degree. About 21,572 people live here, median age 40. Roughly 6.2% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 2.5%.

Overall 23114 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.