ZIP 23113 Foreclosure, Tax-Lien & Distress Report

ZIP code 23113 in Chesterfield County, Virginia carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. Property-level stress concentrates in construction/permit lag (39/100), structural risk (39/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low. On the structural side it scores 39/100, with 2/100 of stress already active.

Prices here sit in a peak phase: values rose 3.1% over the trailing year, and 22% higher over three years, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $614,100 here, or 3.9 times local income. The demographic-stress sub-score lands at 24/100. Population is roughly 26,558 with a median age of 45. There are about 10,646 housing units across 23113. The tenure split is 83% owner-occupied to 17% rented. The vacancy rate is 3.1%. Educational attainment sits at 70% bachelor's-or-above. Roughly 3.8% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 41% of tenant households. Median household income is $150,673, above the U.S. median near $78,000.

On balance, 23113 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 23113 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 17/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 23113 shows as blanks, never estimates, and the score updates on every fresh public filing.

23113's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 23113 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.