ZIP 23831 Property Distress & Foreclosure Data

In Chesterfield County, Virginia, ZIP 23831 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (55/100), structural risk (54/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (6/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (87/100), flood (NFIP) exposure (72/100). On the structural side it scores 54/100, with 2/100 of stress already active.

The market reads peak — home values rose 4.3% year on year, and 16% higher over three years (phase confidence 30/100). Topping markets hide individual distress behind strong averages.

Roughly 5.8% live below the poverty line, a low share typical of higher-equity areas. About 37,819 people live here, median age 41. The ZIP holds roughly 16,003 housing units. The vacancy rate is 4.0%. Households earn a median $92,092 — above the roughly $78,000 national figure. On demographic stress specifically, 23831 scores 26/100. About 37% have a four-year degree. A median home runs $336,700 here, or 3.3 times local income. Around 33% of renters are cost-burdened. The tenure split is 75% owner-occupied to 25% rented.

Overall 23831 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.