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ZIP 23235 Foreclosure, Tax-Lien & Distress Report

Chesterfield County, Virginia · Distress market

Chesterfield County, Virginia's ZIP 23235 registers 23/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (85/100), flood (NFIP) exposure (73/100). On the structural side it scores 52/100, with 2/100 of stress already active. The pressure is most legible in structural risk (52/100), construction/permit lag (49/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted.

The peak-phase market in 23235 posted values that rose 3.1% over the year, and 21% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $89,959, median income runs above typical U.S. levels. Home values center near $356,000, an affordability ratio of 3.6× — accessible. 8.6% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 27/100. Rent burden reaches 37% of tenant households. The ZIP holds roughly 15,018 housing units. Vacancy runs 5.2%. Population is roughly 33,207 with a median age of 45. Educational attainment sits at 50% bachelor's-or-above. Owners hold 72% of homes, renters 28%.

Broadly, 23235 is a steadier market — the deals are the exceptions, not the rule. No parcel file is published for 23235 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 23235 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 23235 can be compared directly against any other ZIP in Chesterfield County, Virginia or nationwide. Sparse data for 23235 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 23/100 figure for 23235 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 23235 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

23/100
Composite stress
52/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 23235

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk85
23235 carries 9 additional scored dimensions

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

23235 at a glance

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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