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ZIP 23226 Foreclosure, Tax-Lien & Distress Report

Richmond County, Virginia · Distress market

ZIP code 23226 in Richmond County, Virginia carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (81/100), flood (NFIP) exposure (69/100). Latent structural risk is 54/100 while live distress already moving reads 2/100. The pressure is most legible in construction/permit lag (64/100), structural risk (54/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted.

Prices here sit in a peak phase: values rose 3.1% over the trailing year, and 23% higher over three years, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

Roughly 5.9% live below the poverty line, a low share typical of higher-equity areas. Population is roughly 15,764 with a median age of 41. The tenure split is 76% owner-occupied to 24% rented. Rent burden reaches 32% of tenant households. At $126,554, median income runs above typical U.S. levels. Educational attainment sits at 75% bachelor's-or-above. The ZIP holds roughly 7,836 housing units. A median home runs $530,900 here, or 3.9 times local income. The demographic-stress sub-score lands at 24/100. The vacancy rate is 6.9%.

Broadly, 23226 is a steadier market — the deals are the exceptions, not the rule. No parcel file is published for 23226 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 23226 runs through one identical public-record model, so its 24/100 sits on the same scale as every other ZIP in Richmond County, Virginia and the nation. 23226 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 24/100 figure for 23226 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 23226 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

24/100
Composite stress
54/100
Structural risk
2/100
Distress activity

What is driving ZIP 23226’s distress

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk81
Nine more distress signals are scored here

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

ZIP 23226 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Richmond County ZIPs near 23226

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Each signal above is traceable to an open dataset · methodology

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