Richmond County, VA: Foreclosures, Tax Liens & Distressed Properties

Richmond County, VA, Virginia: 6 ZIP codes scored, Richmond County, VA averaging 8/100 (minimal, Richmond, VA), from 7 to 11. Richmond County, VA is in its expansion phase (Richmond, VA confidence 30/100): Richmond, VA home prices up 5.5% (Richmond, VA) over twelve months. Richmond County, VA lender headwind: 37/100.

Highest-scoring Richmond County, VA ZIPs: 22520 (11/100), 22435 (8/100), 22460 (7/100), 22472 (7/100), 22548 (7/100), 22572 (7/100).

Across Richmond County, VA's scored ZIPs: median home value $227,525, household income $64,265, 32.4% vacancy, 8.5% poverty, 84% owner-occupied, median age 45.4.

Richmond County, VA insurance distress 0/100 (#3,154 in the US); FEMA hazard 0/100 for Richmond, VA; 2 federal disaster declarations in Richmond County, VA since 2023; Richmond, VA construction distress 50/100.

3 banks with 4 branches lend in Richmond County, VA; Richmond, VA weighted bank stress 57/100, highest 87/100 in Richmond, VA.

Richmond County, VA unemployment 4.1% (Richmond, VA -0.7 pts, six months); 23 new housing units permitted in Richmond County, VA over twelve months, Richmond, VA up 0% from 23; Richmond, VA home prices +5.0% a year (Richmond, VA) over three years.

3,970 housing units in Richmond County, VA; 864 Richmond, VA renter households; 23% of Richmond, VA renters spend 30%+ of income on rent, 12% (Richmond, VA) half or more.

Richmond County, VA ranks #598 nationally on the opportunity index (Richmond, VA, among all ranked counties); Richmond, VA scores 32.9/100 and Richmond, VA sits #17 inside Virginia. Richmond, VA is in the peak_opportunity opportunity phase; Richmond, VA's primary driver is vacancy, Richmond, VA second driver construction; Richmond, VA moved up 313 places. 6 short-sale listings across Richmond, VA; 104 days on market observed in Richmond, VA; 21.6% vacancy over 6 Richmond, VA ZIPs.

No CFPB county sample covers Richmond County, VA. The non-metro area reading for Richmond, VA: 1.2% ninety-plus days late; Richmond, VA's thirty-to-eighty-nine share is 3.0% (Richmond, VA, December 2025 data); Virginia overall 0.8%.

Richmond County, VA has 3 watched banks; 3 Richmond, VA banks sit in an elevated band. Richmond, VA footprints: Atlantic Union Bank (2 branches, stress 40) in Richmond, VA; Blue Ridge Bank Na (1 branch, stress 87) in Richmond, VA; Citizens&Farmers Bank (1 branch, stress 59) in Richmond, VA.

793 of the 3,970 housing units in Richmond, VA sit vacant. Richmond County, VA permitted 0 multifamily units in twelve months; Richmond, VA's one-to-four unit structures added 23 units in Richmond County, VA.