ZIP 22520 Foreclosure, Tax-Lien & Distress Report
Westmoreland County, Virginia · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 22520 in Westmoreland County, Virginia comes in at 11, a minimal composite-distress reading. Structural risk reads 24/100 against active distress of 2/100. Leading the profile are construction/permit lag (53/100), structural risk (24/100), mortgage stress (7/100). On the quiet end sit mortgage stress (7/100) and institutional ownership (3/100).
The market reads expansion — home values rose 5.5% year on year, and 15% higher over three years (phase confidence 30/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
On demographic stress specifically, 22520 scores 31/100. There are about 2,942 housing units across 22520. Rent burden reaches 35% of tenant households. The vacancy rate is 31.3% — elevated. Households earn a median $69,063 — near the roughly $78,000 national figure. The typical home is worth about $286,400 (3.5× income, relatively affordable). Around 20% of adults hold a bachelor's degree or higher. Population is roughly 5,014 with a median age of 48. 9.0% of residents fall below the poverty threshold. Owners hold 85% of homes, renters 15%.
On the whole, 22520 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 22520 is not published yet -- the ZIP-level readings above remain fully sourced.
No ZIP is too small to score: 22520 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 11/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 22520 reflects the current record instead of a stale or modeled snapshot.
Behind 22520's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 22520 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 22520
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 22520 Stress Report snapshot
The live 22520 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent Westmoreland County ZIP reports
Nearest ZIP codes to 22520
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Virginia distress
More ZIP, county and state distress intelligence connected to Westmoreland County, Virginia.
Unlock parcel-level detail for ZIP 22520
Open 22520 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Each signal above is traceable to an open dataset · methodology