ZIP 22520 Property Distress & Foreclosure Data

ZIP code 22520 in Westmoreland County, Virginia carries a composite property-distress score of 11/100 — a minimal reading on DLRadar's deterministic public-record index. The latent-versus-live split is 24/100 structural and 2/100 already moving. What sets it apart are the readings on construction/permit lag (51/100), structural risk (24/100), mortgage stress (7/100). By contrast, mortgage stress (7/100) and institutional ownership (3/100) register low.

The market reads peak — home values rose 4.8% year on year, and 15% higher over three years (phase confidence 50/100). Topping markets hide individual distress behind strong averages.

On demographic stress specifically, 22520 scores 31/100. The ZIP holds roughly 2,942 housing units. Around 35% of renters are cost-burdened. The vacancy rate is 31.3% — elevated. Households earn a median $69,063 — near the roughly $78,000 national figure. A median home runs $286,400 here, or 3.5 times local income. About 20% have a four-year degree. About 5,014 people live here, median age 48. Roughly 9.0% live below the poverty line. The tenure split is 85% owner-occupied to 15% rented.

Net-net, 22520 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.