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Westmoreland County, VA: Foreclosures, Tax Liens & Distressed Properties

Westmoreland County, VA, Virginia: 8 ZIP codes scored, Westmoreland County, VA averaging 10/100 (minimal, Westmoreland, VA), from 7 to 11. Westmoreland County, VA is in its expansion phase (Westmoreland, VA confidence 30/100): Westmoreland, VA home prices up 5.5% (Westmoreland, VA) over twelve months. Westmoreland County, VA lender headwind: 39/100.

Highest-scoring Westmoreland County, VA ZIPs: 22443 (11/100), 22469 (11/100), 22488 (11/100), 22520 (11/100), 22529 (11/100), 22485 (9/100). Also scored in Westmoreland County, VA: 22435, 22572.

Across Westmoreland County, VA's scored ZIPs: median home value $290,975, household income $86,611, 23.4% vacancy, 10.5% poverty, 80% owner-occupied, median age 44.2.

Westmoreland County, VA insurance distress 0/100 (#3,159 in the US); FEMA hazard 0/100 for Westmoreland, VA; 2 federal disaster declarations in Westmoreland County, VA since 2023; Westmoreland, VA construction distress 53/100.

4 banks with 5 branches lend in Westmoreland County, VA; Westmoreland, VA weighted bank stress 58/100, highest 87/100 in Westmoreland, VA.

Westmoreland County, VA unemployment 4.6% (Westmoreland, VA -1.3 pts, six months); 208 new housing units permitted in Westmoreland County, VA over twelve months, Westmoreland, VA down 3% from 215; Westmoreland, VA home prices +11.9% a year (Westmoreland, VA) over three years.

11,448 housing units in Westmoreland County, VA; 1,681 Westmoreland, VA renter households; 46% of Westmoreland, VA renters spend 30%+ of income on rent, 31% (Westmoreland, VA) half or more.

Westmoreland County, VA ranks #1,559 nationally on the opportunity index (Westmoreland, VA, among all ranked counties); Westmoreland, VA scores 29.2/100 and Westmoreland, VA sits #33 inside Virginia. Westmoreland, VA is in the early_signal opportunity phase; Westmoreland, VA's primary driver is vacancy, Westmoreland, VA second driver bank institutional; Westmoreland, VA moved down 316 places. 11 short-sale listings across Westmoreland, VA; 120 days on market observed in Westmoreland, VA; 28.0% vacancy over 8 Westmoreland, VA ZIPs.

No CFPB county sample covers Westmoreland County, VA. The non-metro area reading for Westmoreland, VA: 1.2% ninety-plus days late; Westmoreland, VA's thirty-to-eighty-nine share is 3.0% (Westmoreland, VA, December 2025 data); Virginia overall 0.8%.

Westmoreland County, VA has 3 watched banks; 3 Westmoreland, VA banks sit in an elevated band. Westmoreland, VA footprints: Atlantic Union Bank (2 branches, stress 40) in Westmoreland, VA; Blue Ridge Bank Na (1 branch, stress 87) in Westmoreland, VA; Citizens&Farmers Bank (1 branch, stress 59) in Westmoreland, VA.

HUD lists 4 assisted multifamily properties in Westmoreland County, VA with 85 units; 80 Westmoreland, VA units are assisted.

3,299 of the 11,448 housing units in Westmoreland, VA sit vacant. Westmoreland County, VA permitted 9 multifamily units in twelve months; Westmoreland, VA's one-to-four unit structures added 199 units in Westmoreland County, VA.

Expansion
Market phase
5.5%
Westmoreland, VA HPI YoY
0%
Drawdown
30
Westmoreland confidence

Top Westmoreland County ZIP codes by stress score

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