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ZIP 20626 Foreclosure, Tax-Lien & Distress Report

St. Mary's County, Maryland · High Vacancy market

ZIP code 20626 in St. Mary's County, Maryland carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 46 and live distress 0 on the 0–100 scale. Its heaviest discrete signals: construction/permit lag (67/100), structural risk (46/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100). Climate and flood risk are elevated too — flood (NFIP) exposure (67/100).

The contraction-phase market in 20626 posted values that fell 0.8% over the year, at 41/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

DLRadar's demographic-stress index for the area reads 17/100. Around 0% of renters are cost-burdened. At $53,143, median income runs below typical U.S. levels. Roughly 21.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 19.2% — elevated. Population is roughly 198 with a median age of 69. There are about 173 housing units across 20626. Around 53% of adults hold a bachelor's degree or higher. The tenure split is 93% owner-occupied to 7% rented.

On the whole, 20626 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 20626 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 20626's 20/100 can be lined up against any neighbor in St. Mary's County, Maryland or any ZIP coast to coast. 20626 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 20/100 figure for 20626 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 20626 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

20/100
Composite stress
46/100
Structural risk
0/100
Distress activity

Signal-by-signal read on 20626

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk53
Another 9 scored dimensions sit behind 20626

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 20626 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 20626, the same set carried on every parcel.

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Related ZIP, county and statewide reads linked to St. Mary's County, Maryland.

Open the complete 20626 acquisition file

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