ZIP 20659 Property Distress & Foreclosure Data

In St. Mary'S County, Maryland, ZIP 20659 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 42 and live distress 2 on the 0–100 scale. Its standout signals are construction/permit lag (52/100), structural risk (42/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (67/100).

Prices here sit in a peak phase: values rose 4.5% over the trailing year, 1.8% off the recent peak, and 21% higher over three years, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

23,918 residents call 20659 home, typically aged 38. Vacancy runs 5.2%. A median home runs $416,900 here, or 3.3 times local income. Households earn a median $117,571 — above the roughly $78,000 national figure. About 26% have a four-year degree. Roughly 7.2% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 90% owner-occupied to 10% rented. Rent burden reaches 33% of tenant households. There are about 8,633 housing units across 20659. On demographic stress specifically, 20659 scores 26/100.

On balance, 20659 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.