ZIP 20659 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 20659 in St. Mary's County, Maryland comes in at 21, a low composite-distress reading. On the structural side it scores 50/100, with 2/100 of stress already active. Its heaviest discrete signals: construction/permit lag (84/100), structural risk (50/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (64/100)).

Prices here sit in a contraction phase: values fell 0.7% over the trailing year, and 21% higher over three years (phase confidence 40/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

23,918 residents call 20659 home, typically aged 38. The vacancy rate is 5.2%. Home values center near $416,900, an affordability ratio of 3.3× — accessible. Median household income is $117,571, above the U.S. median near $78,000. Educational attainment sits at 26% bachelor's-or-above. 7.2% of residents fall below the poverty threshold. Owners hold 90% of homes, renters 10%. Around 33% of renters are cost-burdened. There are about 8,633 housing units across 20659. The demographic-stress sub-score lands at 26/100.

Taken together, 20659 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 20659 at the moment; the composite and its components are still built from verifiable records.

Whether 20659 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 20659 can be compared directly against any other ZIP in St. Mary's County, Maryland or nationwide. 20659 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 20659's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 20659 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.