ZIP 20612 Foreclosure, Tax-Lien & Distress Report

In Charles County, Maryland, ZIP 20612 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Its heaviest discrete signals: construction/permit lag (89/100), structural risk (51/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) register low. The latent-versus-live split is 51/100 structural and 0/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (65/100).

Prices here sit in a peak phase: values rose 1.6% over the trailing year, at 20/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Roughly 51.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 100% of renters are cost-burdened. There are about 94 housing units across 20612. 68 residents call 20612 home, typically aged 75. On demographic stress specifically, 20612 scores 55/100. Owners hold 71% of homes, renters 29%. About 0% have a four-year degree. The vacancy rate is 0.0%.

Net-net, 20612 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 20612 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 20612 read uses the identical public-record model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 20612 stays directly comparable to neighboring ZIPs and the rest of Charles County, Maryland. Every figure is auditable to a public dataset and refreshed on ingest; 20612 shows blanks, not estimates, wherever the record is sparse.

20612's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 20612 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.