ZIP 20637 Foreclosure, Tax-Lien & Distress Report

Charles County, Maryland's ZIP 20637 registers 22/100 composite distress, which DLRadar reads as low. Structural exposure scores 51 and live distress 2 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (65/100)). The pressure is most legible in construction/permit lag (89/100), structural risk (51/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (6/100) stay muted.

The peak-phase market in 20637 posted values that rose 1.6% over the year, and 12% higher over three years, at 20/100 phase confidence. Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 2,142 housing units. Home values center near $555,400, an affordability ratio of 3.6× — accessible. On demographic stress specifically, 20637 scores 32/100. The vacancy rate is 3.2%. Educational attainment sits at 32% bachelor's-or-above. Households earn a median $149,821 — above the roughly $78,000 national figure. 94% of housing is owner-occupied. Around 79% of renters are cost-burdened. 6,337 residents call 20637 home, typically aged 44. 2.6% of residents fall below the poverty threshold.

Net-net, 20637 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 20637 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 20637's 22/100 can be lined up against any neighbor in Charles County, Maryland or any ZIP coast to coast. Sparse data for 20637 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 20637 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. The point of the 20637 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.