ZIP 20637 Property Distress & Foreclosure Data

DLRadar grades ZIP 20637 (Charles County, Maryland) at a low 22/100 for overall property distress. Structural exposure scores 51 and live distress 2 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (66/100)). Property-level stress concentrates in construction/permit lag (87/100), structural risk (51/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (6/100).

The peak-phase market in 20637 posted values that rose 2.8% over the year, and 12% higher over three years, at 32/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 2,142 housing units across 20637. Home values center near $555,400, an affordability ratio of 3.6× — accessible. DLRadar's demographic-stress index for the area reads 32/100. Vacancy runs 3.2%. Educational attainment sits at 32% bachelor's-or-above. Median household income is $149,821, above the U.S. median near $78,000. Owners hold 94% of homes, renters 6%. Rent burden reaches 79% of tenant households. Population is roughly 6,337 with a median age of 44. 2.6% of residents fall below the poverty threshold.

Broadly, 20637 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.