ZIP 20658 Property Distress & Foreclosure Data

ZIP code 20658 in Charles County, Maryland carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (87/100), structural risk (51/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (6/100). Environmental exposure also runs high (flood (NFIP) exposure (66/100)). The latent-versus-live split is 51/100 structural and 2/100 already moving.

The peak-phase market in 20658 posted values that rose 2.8% over the year (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $340,000, an affordability ratio of 3.0× — accessible. 9.7% of residents fall below the poverty threshold. Median household income is $97,177, above the U.S. median near $78,000. The ZIP holds roughly 435 housing units. The vacancy rate is 14.9% — elevated. Owners hold 85% of homes, renters 15%. Educational attainment sits at 29% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 26/100. Around 32% of renters are cost-burdened. Population is roughly 862 with a median age of 50.

On the whole, 20658 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.