ZIP 20662 Foreclosure, Tax-Lien & Distress Report

Charles County, Maryland's ZIP 20662 registers 22/100 composite distress, which DLRadar reads as low. Latent structural risk is 51/100 while live distress already moving reads 2/100. Its heaviest discrete signals: construction/permit lag (89/100), structural risk (51/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (6/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (65/100)).

Prices here sit in a peak phase: values rose 1.6% over the trailing year, and 14% higher over three years, at 20/100 phase confidence. Topping markets hide individual distress behind strong averages.

Population is roughly 2,326 with a median age of 42. Home values center near $397,300, an affordability ratio of 4.5×. Roughly 13.2% live below the poverty line. Vacancy runs 6.5%. There are about 946 housing units across 20662. Households earn a median $84,286 — near the roughly $78,000 national figure. Owners hold 90% of homes, renters 10%. DLRadar's demographic-stress index for the area reads 27/100. About 16% have a four-year degree. Around 0% of renters are cost-burdened.

On balance 20662 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 20662 read uses the identical public-record model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 20662 stays directly comparable to neighboring ZIPs and the rest of Charles County, Maryland. Where the public record is thin for 20662, the field stays empty rather than modeled, and fills in as new documents post.

Behind 20662's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 20662 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.