ZIP 20662 Property Distress & Foreclosure Data

ZIP code 20662 in Charles County, Maryland carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 51 and live distress 2 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (87/100), structural risk (51/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (6/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (66/100).

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 14% higher over three years, at 32/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

2,326 residents call 20662 home, typically aged 42. A median home runs $397,300 here, or 4.5 times local income. Roughly 13.2% live below the poverty line. Vacancy runs 6.5%. There are about 946 housing units across 20662. Households earn a median $84,286 — near the roughly $78,000 national figure. The tenure split is 90% owner-occupied to 10% rented. On demographic stress specifically, 20662 scores 27/100. About 16% have a four-year degree. Rent burden reaches 0% of tenant households.

On balance, 20662 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.