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County and ZIP distress scoring, market phase, and the deals that surfaced today.

ZIP 20601 Foreclosure, Tax-Lien & Distress Report

Charles County, Maryland · Distress market

Scored purely from public records, 20601 (Charles County, Maryland) returns a low composite of 22/100. The sharpest non-environmental signals are construction/permit lag (81/100), structural risk (52/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100). Climate and flood risk are elevated too — flood (NFIP) exposure (67/100), climate & FEMA risk (60/100). Structural risk reads 52/100 against active distress of 2/100.

The market reads peak — home values rose 1.6% year on year, and 15% higher over three years, at 20/100 phase confidence. Topping markets hide individual distress behind strong averages.

The tenure split is 79% owner-occupied to 21% rented. Around 32% of renters are cost-burdened. There are about 10,468 housing units across 20601. Home values center near $402,100, an affordability ratio of 3.2× — accessible. Roughly 6.2% live below the poverty line, a low share typical of higher-equity areas. Educational attainment sits at 32% bachelor's-or-above. On demographic stress specifically, 20601 scores 26/100. The vacancy rate is 5.2%. Median household income is $120,278, above the U.S. median near $78,000. Population is roughly 27,340 with a median age of 37.

On balance 20601 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 20601 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 20601's 22/100 can be lined up against any neighbor in Charles County, Maryland or any ZIP coast to coast. Where the public record is thin for 20601, the field stays empty rather than modeled, and fills in as new documents post.

20601's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 20601 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

22/100
Composite stress
52/100
Structural risk
2/100
Distress activity

ZIP 20601 distress signals, scored

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk60
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 20601 by the numbers

The live 20601 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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The complete 20601 distress and acquisition report

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