ZIP 20601 Property Distress & Foreclosure Data

Composite property distress in 20601 (Charles County, Maryland) lands at 21/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (71/100), structural risk (49/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100). Environmental exposure also runs high (flood (NFIP) exposure (68/100), climate & FEMA risk (60/100)). On the structural side it scores 49/100, with 2/100 of stress already active.

The peak-phase market in 20601 posted values that rose 2.8% over the year, and 15% higher over three years (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 79% of homes, renters 21%. Around 32% of renters are cost-burdened. The ZIP holds roughly 10,468 housing units. Home values center near $402,100, an affordability ratio of 3.2× — accessible. 6.2% of residents fall below the poverty threshold. Educational attainment sits at 32% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 26/100. The vacancy rate is 5.2%. Median household income is $120,278, above the U.S. median near $78,000. Population is roughly 27,340 with a median age of 37.

Broadly, 20601 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.