ZIP 20617 Foreclosure, Tax-Lien & Distress Report

ZIP 20617's composite property-distress score is 22/100 - DLRadar classes that as low for Charles County, Maryland. Climate and flood risk are elevated too — flood (NFIP) exposure (65/100). Its standout signals are construction/permit lag (89/100), structural risk (51/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (6/100) register low. Structurally it carries 51/100, against 2/100 of stress already in motion.

Prices here sit in a peak phase: values rose 1.6% over the trailing year, and 14% higher over three years (phase confidence 20/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $501,800 (4.3× income). Around 59% of adults hold a bachelor's degree or higher. Households earn a median $113,068 — above the roughly $78,000 national figure. On demographic stress specifically, 20617 scores 22/100. The tenure split is 87% owner-occupied to 13% rented. There are about 159 housing units across 20617. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. About 368 people live here, median age 52. The vacancy rate is 0.0%.

Overall, 20617 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 20617 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 20617 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 20617 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 22/100 figure for 20617 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 20617 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.