ZIP 20632 Property Distress & Foreclosure Data

DLRadar grades ZIP 20632 (Charles County, Maryland) at a low 22/100 for overall property distress. Property-level stress concentrates in construction/permit lag (87/100), structural risk (51/100), institutional ownership (15/100). institutional ownership (15/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (66/100). The latent-versus-live split is 51/100 structural and 0/100 already moving.

Prices here sit in a peak phase: values rose 2.8% over the trailing year (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $474,500 here, or 2.4 times local income. The vacancy rate is 25.5% — elevated. Households earn a median $204,071 — above the roughly $78,000 national figure. The ZIP holds roughly 168 housing units. Roughly 2.1% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 20632 scores 34/100. About 45% have a four-year degree. The tenure split is 91% owner-occupied to 9% rented. Around 100% of renters are cost-burdened. 687 residents call 20632 home, typically aged 39.

Taken together, 20632 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.