ZIP 20664 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 20664 (Charles County, Maryland) returns a low composite of 22/100. Structural exposure scores 51 and live distress 2 on the 0–100 scale. The most distinctive pressure shows up in construction/permit lag (89/100), structural risk (51/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (6/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (65/100).

The market reads peak — home values rose 1.6% year on year, and 4% higher over three years, at 20/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 3,121 with a median age of 38. The tenure split is 77% owner-occupied to 23% rented. The vacancy rate is 22.7% — elevated. Around 52% of renters are cost-burdened. Households earn a median $82,083 — near the roughly $78,000 national figure. There are about 1,509 housing units across 20664. The typical home is worth about $475,700 (5.3× income). Educational attainment sits at 21% bachelor's-or-above. 12.6% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 39/100.

On the whole, 20664 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 20664 read uses the identical public-record model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 20664 stays directly comparable to neighboring ZIPs and the rest of Charles County, Maryland. Sparse data for 20664 shows as blanks, never estimates, and the score updates on every fresh public filing.

20664's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 20664 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.