ZIP 20675 Foreclosure, Tax-Lien & Distress Report

ZIP code 20675 in Charles County, Maryland carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (65/100). The most distinctive pressure shows up in construction/permit lag (89/100), structural risk (51/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (6/100) register low. Structural exposure scores 51 and live distress 2 on the 0–100 scale.

Prices here sit in a peak phase: values rose 1.6% over the trailing year, and 6% lower over three years (phase confidence 20/100). Topping markets hide individual distress behind strong averages.

Owners hold 96% of homes, renters 4%. The demographic-stress sub-score lands at 23/100. The poverty rate is 4.3% — low. There are about 639 housing units across 20675. At $116,439, median income runs above typical U.S. levels. Around 37% of adults hold a bachelor's degree or higher. Home values center near $483,700, an affordability ratio of 3.8× — accessible. About 1,836 people live here, median age 52. The vacancy rate is 0.0%.

On balance 20675 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 20675 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 20675's 22/100 can be lined up against any neighbor in Charles County, Maryland or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 20675, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 20675's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 20675 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.