ZIP 20675 Property Distress & Foreclosure Data

Charles County, Maryland's ZIP 20675 registers 22/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: flood (NFIP) exposure (66/100). The most distinctive pressure shows up in construction/permit lag (87/100), structural risk (51/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (6/100) register low. Structural risk reads 51/100 against active distress of 2/100.

The market reads peak — home values rose 2.8% year on year, and 6% lower over three years, at 32/100 phase confidence. Topping markets hide individual distress behind strong averages.

96% of housing is owner-occupied. The demographic-stress sub-score lands at 23/100. The poverty rate is 4.3% — low. There are about 639 housing units across 20675. At $116,439, median income runs above typical U.S. levels. Around 37% of adults hold a bachelor's degree or higher. The typical home is worth about $483,700 (3.8× income, relatively affordable). About 1,836 people live here, median age 52. Vacancy runs 0.0%.

Overall 20675 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.