ZIP 20693 Foreclosure, Tax-Lien & Distress Report

ZIP code 20693 in Charles County, Maryland carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic distress index. The split runs 53/100 structural to 2/100 active on the ground. The most distinctive pressure shows up in construction/permit lag (97/100), structural risk (53/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (6/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (63/100)).

The market reads peak — home values rose 1.6% year on year, and 20% higher over three years (phase confidence 20/100). Topping markets hide individual distress behind strong averages.

Population is roughly 1,238 with a median age of 31. Owners hold 95% of homes, renters 5%. The vacancy rate is 8.1%. Around 40% of adults hold a bachelor's degree or higher. There are about 376 housing units across 20693. The demographic-stress sub-score lands at 25/100. At $148,750, median income runs above typical U.S. levels. Roughly 5.6% live below the poverty line, a low share typical of higher-equity areas. The typical home is worth about $375,200 (2.9× income, relatively affordable). Around 39% of renters are cost-burdened.

Net-net, 20693 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 20693 at the moment; the composite and its components are still built from verifiable records.

Because one deterministic model scores every ZIP, 20693's 22/100 can be lined up against any neighbor in Charles County, Maryland or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 20693, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 22/100 figure for 20693 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 20693 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.