ZIP 20677 Foreclosure, Tax-Lien & Distress Report

ZIP code 20677 in Charles County, Maryland carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (65/100). What sets it apart are the readings on construction/permit lag (89/100), structural risk (51/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (6/100). The split runs 51/100 structural to 2/100 active on the ground.

Prices here sit in a peak phase: values rose 1.6% over the trailing year, and 17% higher over three years (phase confidence 20/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $576,700 (3.5× income, relatively affordable). 7.5% of residents fall below the poverty threshold. Owners hold 97% of homes, renters 3%. On demographic stress specifically, 20677 scores 30/100. About 2,113 people live here, median age 49. The vacancy rate is 3.8%. Around 70% of renters are cost-burdened. There are about 792 housing units across 20677. At $150,956, median income runs above typical U.S. levels. Around 37% of adults hold a bachelor's degree or higher.

Net-net, 20677 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 20677 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 20677's 22/100 can be lined up against any neighbor in Charles County, Maryland or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 20677 reflects the current record instead of a stale or modeled snapshot.

Behind 20677's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 20677 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.