ZIP 20677 Property Distress & Foreclosure Data

In Charles County, Maryland, ZIP 20677 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (66/100). Its standout signals are construction/permit lag (87/100), structural risk (51/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (6/100) stay muted. Structural exposure scores 51 and live distress 2 on the 0–100 scale.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 17% higher over three years, at 32/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $576,700 here, or 3.5 times local income. Roughly 7.5% live below the poverty line. The tenure split is 97% owner-occupied to 3% rented. On demographic stress specifically, 20677 scores 30/100. 2,113 residents call 20677 home, typically aged 49. Vacancy runs 3.8%. Rent burden reaches 70% of tenant households. There are about 792 housing units across 20677. Households earn a median $150,956 — above the roughly $78,000 national figure. About 37% have a four-year degree.

On balance, 20677 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.