ZIP 20646 Foreclosure, Tax-Lien & Distress Report
Charles County, Maryland · Distress market
DLRadar grades ZIP 20646 (Charles County, Maryland) at a low 22/100 for overall property distress. Environmental exposure also runs high (flood (NFIP) exposure (65/100)). The pressure is most legible in construction/permit lag (89/100), structural risk (51/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (6/100) stay muted. The split runs 51/100 structural to 2/100 active on the ground.
The market reads peak — home values rose 1.6% year on year, and 12% higher over three years (phase confidence 20/100). Topping markets hide individual distress behind strong averages.
The typical home is worth about $450,200 (3.4× income, relatively affordable). Vacancy runs 7.3%. 21,601 residents call 20646 home, typically aged 43. The demographic-stress sub-score lands at 25/100. The tenure split is 85% owner-occupied to 15% rented. Rent burden reaches 30% of tenant households. There are about 8,332 housing units across 20646. 4.0% of residents fall below the poverty threshold. At $130,008, median income runs above typical U.S. levels. Educational attainment sits at 33% bachelor's-or-above.
Overall, 20646 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 20646 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The number is not local guesswork: 20646's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 20646 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 22/100 figure for 20646 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 20646 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 20646’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 20646 by the numbers
The live 20646 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Charles County ZIP codes
Related reports across Charles County, Maryland
Further distress data across Charles County, Maryland at ZIP, county and state level.
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Rules-based scoring — each signal ties to a public dataset · methodology