ZIP 20616 Property Distress & Foreclosure Data

Charles County, Maryland's ZIP 20616 registers 22/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (87/100), structural risk (51/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (6/100). On the structural side it scores 51/100, with 2/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (66/100)).

The peak-phase market in 20616 posted values that rose 2.8% over the year, and 16% higher over three years (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 30% of renters are cost-burdened. 2.0% of residents fall below the poverty threshold. Population is roughly 7,435 with a median age of 37. Educational attainment sits at 28% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 22/100. The ZIP holds roughly 2,700 housing units. Median household income is $129,188, above the U.S. median near $78,000. Home values center near $387,000, an affordability ratio of 2.7× — accessible. Owners hold 96% of homes, renters 4%. The vacancy rate is 0.2%.

Broadly, 20616 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.