ZIP 20616 Foreclosure, Tax-Lien & Distress Report

In Charles County, Maryland, ZIP 20616 scores 22 of 100 for composite distress, a low level on DLRadar's distress index. Its heaviest discrete signals: construction/permit lag (97/100), structural risk (53/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (6/100). The split runs 53/100 structural to 2/100 active on the ground. Climate and flood risk are elevated too — flood (NFIP) exposure (63/100).

Prices here sit in a peak phase: values rose 1.6% over the trailing year, and 16% higher over three years (phase confidence 20/100). Topping markets hide individual distress behind strong averages.

Around 30% of renters are cost-burdened. 2.0% of residents fall below the poverty threshold. 7,435 residents call 20616 home, typically aged 37. Educational attainment sits at 28% bachelor's-or-above. The demographic-stress sub-score lands at 22/100. The ZIP holds roughly 2,700 housing units. At $129,188, median income runs above typical U.S. levels. The typical home is worth about $387,000 (2.7× income, relatively affordable). 96% of housing is owner-occupied. The vacancy rate is 0.2%.

On balance 20616 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 20616 at the moment; the composite and its components are still built from verifiable records.

The number is not local guesswork: 20616's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 20616, the field stays empty rather than modeled, and fills in as new documents post.

20616's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 20616 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.