ZIP 20622 Property Distress & Foreclosure Data

In Charles County, Maryland, ZIP 20622 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (flood (NFIP) exposure (66/100)). Its standout signals are construction/permit lag (86/100), structural risk (51/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (6/100). Structural exposure scores 51 and live distress 2 on the 0–100 scale.

The peak-phase market in 20622 posted values that rose 3.1% over the year, and 11% higher over three years, at 31/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 5,259 with a median age of 45. Home values center near $438,900, an affordability ratio of 3.5× — accessible. Owners hold 94% of homes, renters 6%. Educational attainment sits at 25% bachelor's-or-above. Rent burden reaches 10% of tenant households. There are about 1,497 housing units across 20622. 7.4% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 23/100. Vacancy runs 0.6%. Median household income is $118,938, above the U.S. median near $78,000.

Broadly, 20622 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.