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ZIP 20624 Foreclosure, Tax-Lien & Distress Report

St. Mary's County, Maryland · Cooling Market market

ZIP 20624's composite property-distress score is 20/100 - DLRadar classes that as low for St. Mary's County, Maryland. Latent structural risk is 46/100 while live distress already moving reads 2/100. Its standout signals are construction/permit lag (67/100), structural risk (46/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (67/100).

The market reads contraction — home values fell 0.8% year on year, and 21% higher over three years (phase confidence 41/100). A cooling market tends to open discount-to-value windows.

Population is roughly 1,157 with a median age of 41. Vacancy runs 1.7%. Owners hold 89% of homes, renters 11%. About 11% have a four-year degree. The ZIP holds roughly 302 housing units. Rent burden reaches 0% of tenant households. The demographic-stress sub-score lands at 25/100. The poverty rate is 4.5% — low. Home values center near $430,600, an affordability ratio of 4.3×. At $99,638, median income runs above typical U.S. levels.

Net-net, 20624 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 20624's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 20624 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 20/100 for 20624 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 20624 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

20/100
Composite stress
46/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 20624

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk53
+9 more distress dimensions scored for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

The 20624 distress snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Unlock parcel-level detail for ZIP 20624

The full 20624 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Built from public records, scored the same way everywhere · methodology

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