ZIP 20620 Property Distress & Foreclosure Data

St. Mary'S County, Maryland's ZIP 20620 registers 17/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — flood (NFIP) exposure (68/100). The most distinctive pressure shows up in construction/permit lag (44/100), structural risk (40/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted. Structural risk reads 40/100 against active distress of 2/100.

Prices here sit in a peak phase: values rose 4.6% over the trailing year, 1.9% off the recent peak, and 12% higher over three years, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $391,300 here, or 2.4 times local income. Vacancy runs 9.2%. 1,160 residents call 20620 home, typically aged 39. The tenure split is 85% owner-occupied to 15% rented. Roughly 3.7% live below the poverty line, a low share typical of higher-equity areas. There are about 456 housing units across 20620. Rent burden reaches 53% of tenant households. On demographic stress specifically, 20620 scores 28/100. Households earn a median $154,188 — above the roughly $78,000 national figure. About 17% have a four-year degree.

On balance, 20620 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.