ZIP 20620 Foreclosure, Tax-Lien & Distress Report
St. Mary's County, Maryland · Cooling Market market
St. Mary's County, Maryland's ZIP 20620 registers 21/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (flood (NFIP) exposure (64/100)). Property-level stress concentrates in construction/permit lag (83/100), structural risk (49/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low. The latent-versus-live split is 49/100 structural and 2/100 already moving.
Prices here sit in a contraction phase: values fell 0.8% over the trailing year, and 12% higher over three years (phase confidence 41/100). Falling values surface more motivated sellers and below-market exits.
Home values center near $391,300, an affordability ratio of 2.4× — accessible. Vacancy runs 9.2%. 1,160 residents call 20620 home, typically aged 39. 85% of housing is owner-occupied. 3.7% of residents fall below the poverty threshold. The ZIP holds roughly 456 housing units. Around 53% of renters are cost-burdened. The demographic-stress sub-score lands at 28/100. Median household income is $154,188, above the U.S. median near $78,000. Around 17% of adults hold a bachelor's degree or higher.
On the whole, 20620 leans distressed, with opportunity clustered in specific stressed parcels. While 20620 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 20620 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 20620 can be compared directly against any other ZIP in St. Mary's County, Maryland or nationwide. 20620 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
20620's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 20620 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 20620 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 20620 Stress Report snapshot
The live 20620 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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See every distressed parcel in 20620
See who owns each distressed property in 20620, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology