ZIP 20692 Property Distress & Foreclosure Data

Composite property distress in 20692 (St. Mary'S County, Maryland) lands at 17/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (44/100), structural risk (40/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (68/100). On the structural side it scores 40/100, with 2/100 of stress already active.

Prices here sit in a peak phase: values rose 4.6% over the trailing year, 1.9% off the recent peak (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 100% owner-occupied to 0% rented. On demographic stress specifically, 20692 scores 25/100. 438 residents call 20692 home, typically aged 64. About 34% have a four-year degree. A median home runs $468,000 here, or 3.2 times local income. Households earn a median $120,491 — above the roughly $78,000 national figure. The ZIP holds roughly 314 housing units. Roughly 1.8% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 40.4% — elevated.

Taken together, 20692 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.