ZIP 20692 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 20692 (St. Mary's County, Maryland) returns a low composite of 21/100. What sets it apart are the readings on construction/permit lag (83/100), structural risk (49/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (7/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (64/100). On the structural side it scores 49/100, with 2/100 of stress already active.

The market reads contraction — home values fell 0.8% year on year, at 41/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

100% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 36/100. 438 residents call 20692 home, typically aged 64. Around 34% of adults hold a bachelor's degree or higher. A median home runs $468,000 here, or 3.2 times local income. Median household income is $120,491, above the U.S. median near $78,000. The ZIP holds roughly 314 housing units. 1.8% of residents fall below the poverty threshold. The vacancy rate is 40.4% — elevated.

On the whole, 20692 leans distressed, with opportunity clustered in specific stressed parcels. While 20692 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 20692's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 20692 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

20692's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 20692 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.