ZIP 20674 Property Distress & Foreclosure Data

Composite property distress in 20674 (St. Mary'S County, Maryland) lands at 17/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (44/100), structural risk (40/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted. On the structural side it scores 40/100, with 2/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (68/100).

Prices here sit in a peak phase: values rose 4.6% over the trailing year, 1.9% off the recent peak, and 21% higher over three years (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $126,029 — above the roughly $78,000 national figure. Around 100% of renters are cost-burdened. The vacancy rate is 26.9% — elevated. The tenure split is 77% owner-occupied to 23% rented. About 37% have a four-year degree. 638 residents call 20674 home, typically aged 37. Roughly 1.4% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 20674 scores 37/100. A median home runs $592,400 here, or 3.2 times local income. The ZIP holds roughly 350 housing units.

Taken together, 20674 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.