ZIP 20674 Foreclosure, Tax-Lien & Distress Report
St. Mary's County, Maryland · High Vacancy market
Scored purely from public records, 20674 (St. Mary's County, Maryland) returns a low composite of 20/100. What sets it apart are the readings on construction/permit lag (67/100), structural risk (46/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100). Structurally it carries 46/100, against 2/100 of stress already in motion. Climate and flood risk are elevated too — flood (NFIP) exposure (67/100).
The contraction-phase market in 20674 posted values that fell 0.8% over the year, and 21% higher over three years, at 41/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.
Households earn a median $126,029 — above the roughly $78,000 national figure. Around 100% of renters are cost-burdened. Vacancy runs 26.9%, above the national norm and a classic distress-and-opportunity signal. 77% of housing is owner-occupied. About 37% have a four-year degree. 638 residents call 20674 home, typically aged 37. 1.4% of residents fall below the poverty threshold. On demographic stress specifically, 20674 scores 37/100. The typical home is worth about $592,400 (3.2× income, relatively affordable). The ZIP holds roughly 350 housing units.
Net-net, 20674 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 20674 at the moment; the composite and its components are still built from verifiable public records.
Because one deterministic model scores every ZIP, 20674's 20/100 can be lined up against any neighbor in St. Mary's County, Maryland or any ZIP coast to coast. Where the public record is thin for 20674, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 20674 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. For a buyer, 20674 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 20674 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 20674 by the numbers
The live 20674 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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The complete 20674 distress and acquisition report
The full 20674 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
No modelling: every input is a public record · methodology