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ZIP 20687 Foreclosure, Tax-Lien & Distress Report

St. Mary's County, Maryland · High Vacancy market

Scored purely from public records, 20687 (St. Mary's County, Maryland) returns a low composite of 20/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (67/100). The latent-versus-live split is 46/100 structural and 0/100 already moving. The sharpest non-environmental signals are construction/permit lag (67/100), structural risk (46/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) register low.

Prices here sit in a contraction phase: values fell 0.8% over the trailing year (phase confidence 41/100). A cooling market tends to open discount-to-value windows.

Population is roughly 331 with a median age of 48. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. Around 0% of renters are cost-burdened. The vacancy rate is 40.4% — elevated. Owners hold 71% of homes, renters 29%. There are about 303 housing units across 20687. Around 48% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 18/100. A median home runs $458,100 here.

Taken together, 20687 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 20687 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 20687 can be compared directly against any other ZIP in St. Mary's County, Maryland or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 20687 shows blanks, not estimates, wherever the record is sparse.

Behind 20687's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 20687 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

20/100
Composite stress
46/100
Structural risk
0/100
Distress activity

What is driving ZIP 20687’s distress

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk53
9 further distress layers are graded for 20687

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 20687 by the numbers

Current distress, phase, housing and lender-pressure figures for 20687, drawn from the same report attached to each property.

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Adjacent St. Mary's County ZIP reports

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