ZIP 20687 Foreclosure, Tax-Lien & Distress Report
St. Mary's County, Maryland · High Vacancy market
Scored on a fixed 0-100 scale, 20687 (St. Mary's County, Maryland) returns a low composite of 21/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (64/100). The latent-versus-live split is 49/100 structural and 0/100 already moving. The sharpest non-environmental signals are construction/permit lag (83/100), structural risk (49/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) register low.
Prices here sit in a contraction phase: values fell 0.8% over the trailing year (phase confidence 41/100). A cooling market tends to open discount-to-value windows.
Population is roughly 331 with a median age of 48. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. Around 0% of renters are cost-burdened. The vacancy rate is 40.4% — elevated. Owners hold 71% of homes, renters 29%. There are about 303 housing units across 20687. Around 48% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 43/100. A median home runs $458,100 here.
Taken together, 20687 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Whether 20687 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 20687 can be compared directly against any other ZIP in St. Mary's County, Maryland or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 20687 shows blanks, not estimates, wherever the record is sparse.
Behind 20687's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 20687 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 20687’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 20687 by the numbers
Current distress, phase, housing and lender-pressure figures for 20687, drawn from the same report attached to each property.
Adjacent St. Mary's County ZIP reports
Nearest ZIP codes to 20687
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Maryland distress
More ZIP, county and state distress intelligence connected to St. Mary's County, Maryland.
Unlock parcel-level detail for ZIP 20687
See who owns each distressed property in 20687, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology