ZIP 22511 Foreclosure, Tax-Lien & Distress Report

ZIP code 22511 in Northumberland County, Virginia carries a composite property-distress score of 9/100 — a minimal reading on DLRadar's deterministic public-record index. Latent structural risk is 19/100 while live distress already moving reads 3/100. Property-level stress concentrates in construction/permit lag (32/100), structural risk (19/100), mortgage stress (9/100). On the quiet end sit mortgage stress (9/100) and institutional ownership (3/100).

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, and 29% higher over three years (phase confidence 30/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $79,688 — near the roughly $78,000 national figure. The demographic-stress sub-score lands at 46/100. Population is roughly 1,037 with a median age of 66. Rent burden reaches 100% of tenant households. Around 37% of adults hold a bachelor's degree or higher. The tenure split is 87% owner-occupied to 13% rented. Roughly 17.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 1,015 housing units across 22511. A median home runs $342,600 here, or 5.2 times local income. The vacancy rate is 46.3% — elevated.

On the whole, 22511 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 22511's 9/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 22511 reflects the current record instead of a stale or modeled snapshot.

The 9/100 figure for 22511 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 22511 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.