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County and ZIP distress scoring, market phase, and the deals that surfaced today.

ZIP 22432 Foreclosure, Tax-Lien & Distress Report

Northumberland County, Virginia · High Vacancy market

Northumberland County, Virginia's ZIP 22432 registers 9/100 composite distress, which DLRadar reads as minimal. Structural exposure scores 19 and live distress 0 on the 0–100 scale. The most distinctive pressure shows up in construction/permit lag (32/100), structural risk (19/100), institutional ownership (3/100). structural risk (19/100) and institutional ownership (3/100) stay muted.

The expansion-phase market in 22432 posted values that rose 5.5% over the year (phase confidence 30/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

9.0% of residents fall below the poverty threshold. Owners hold 85% of homes, renters 15%. 210 residents call 22432 home, typically aged 71. Educational attainment sits at 8% bachelor's-or-above. Around 63% of renters are cost-burdened. At $64,091, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 33/100. Vacancy runs 14.6%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 176 housing units.

Net-net, 22432 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 22432 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 22432's 9/100 can be lined up against any neighbor in Northumberland County, Virginia or any ZIP coast to coast. 22432 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 22432's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 22432 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

9/100
Composite stress
19/100
Structural risk
0/100
Distress activity

What is driving ZIP 22432’s distress

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk34
+9 more distress dimensions scored for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

The 22432 distress snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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See every distressed parcel in 22432

The full 22432 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

No modelling: every input is a public record · methodology

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