ZIP 22539 Property Distress & Foreclosure Data

ZIP code 22539 in Northumberland County, Virginia carries a composite property-distress score of 11/100 — a minimal reading on DLRadar's deterministic public-record index. The latent-versus-live split is 24/100 structural and 3/100 already moving. What sets it apart are the readings on construction/permit lag (52/100), structural risk (24/100), mortgage stress (9/100). On the quiet end sit mortgage stress (9/100) and institutional ownership (3/100).

The peak-phase market in 22539 posted values that rose 4.8% over the year, and 22% higher over three years (phase confidence 50/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $88,984, median income runs above typical U.S. levels. The ZIP holds roughly 2,020 housing units. The typical home is worth about $411,400 (4.6× income). Around 34% of adults hold a bachelor's degree or higher. Around 0% of renters are cost-burdened. The vacancy rate is 55.9% — elevated. 97% of housing is owner-occupied. The demographic-stress sub-score lands at 27/100. The poverty rate is 4.5% — low. Population is roughly 1,607 with a median age of 65.

On the whole, 22539 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.